Do you still use the bank?

A potpourri of off-topics.
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How do you use the bank

1. I use the teller person at the counter
3
25%
2. I spend ½ hour at the atm for everything, including updating my "bank book".
1
8%
3. I do most transactions online but use ATM for deposits
6
50%
4. I do everything online & with my telephone
2
17%
5. The heck is a bank?
0
No votes
 
Total votes: 12

matai
Banned
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Joined: Apr 20th, 2012, 2:21 pm

Do you still use the bank?

Post by matai »

For over 10 years now I've being doing business with "virtual" banks, only needed the ATM machine to do deposits and sometimes withdrawals, but most deposits are EFT and I pay my bills and transfer money from an account to another online.

For the past couple months, I don't even use the AtM anymore, I deposit cheques using my telephone. Now I wish I could do the same with money lol.

I haven't visited a bank in ages.

My question: Do you still use the bank counter, the atm or do you do everything online & using your cellphone?
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WeatherWoman
Wicked Witch of the West Coast
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Joined: Jul 30th, 2009, 8:25 pm

Re: Do you still use the bank?

Post by WeatherWoman »

The only time I go to the bank is to discuss our accounts and morgage
"It takes a village to raise a fool." ~ Dan Mangan
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Bsuds
The Wagon Master
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Joined: Apr 21st, 2005, 10:46 am

Re: Do you still use the bank?

Post by Bsuds »

ATM for cash withdrawls, online for everything else. Most purchases are done with debit card.
My Wife asked me if I knew what her favorite flower was?
Apparently "Robin Hood All Purpose" was the wrong answer!
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Lady tehMa
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Re: Do you still use the bank?

Post by Lady tehMa »

I prefer to deal with people. It has paid dividends in the past, where people have been able to help me immediately when I've had problems.

I don't mind the lineups either, I find they usually move fast enough. I get to chat with others who like to chat, sometimes moms with their kids, older folk or people with dogs.
I haven't failed until I quit.
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Captain Awesome
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Re: Do you still use the bank?

Post by Captain Awesome »

Haven't used ATM for a while now. Don't use cash either.
Sarcasm is like a good game of chess. Most people don't know how to play chess.
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Queen K
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Joined: Jan 31st, 2007, 11:39 am

Re: Do you still use the bank?

Post by Queen K »

Unfortunately not being known in your bank may not be the best idea.

There are certain applications you need a bank manager and believe me, it's much smoother when the manager knows you or of you or at least you're known by a teller, or two.

When we had Estate issues with my dads estate, it was a good thing I had a good rapport with management.

Same with Mr. QK when it came to a Trust account for someone. Same thing, he had been to his bank, they knew him, things went smoothly.
As WW3 develops, no one is going to be dissing the "preppers." What have you done?
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Glacier
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Re: Do you still use the bank?

Post by Glacier »

Captain Awesome wrote:Haven't used ATM for a while now. Don't use cash either.

How do you buy girl guide cookies, you cheap Image?
"No one has the right to apologize for something they did not do, and no one has the right to accept an apology if the wrong was not done to them."
- Douglas Murray
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Captain Awesome
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Joined: Jul 22nd, 2008, 5:06 pm

Re: Do you still use the bank?

Post by Captain Awesome »

Glacier wrote:How do you buy girl guide cookies, you cheap

Make up a lie that I'm not allowed within 20 feet from minors by court order when they ring my door. They usually drop whatever in their hands and run away screaming.
Sarcasm is like a good game of chess. Most people don't know how to play chess.
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Bsuds
The Wagon Master
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Joined: Apr 21st, 2005, 10:46 am

Re: Do you still use the bank?

Post by Bsuds »

Didn't think that was a lie.
My Wife asked me if I knew what her favorite flower was?
Apparently "Robin Hood All Purpose" was the wrong answer!
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