Re: Incorrect Principal Operator and Denial of insurance by
Posted: Oct 22nd, 2011, 1:41 pm
Saw this one recently on Global News. A semi pulling a trailer was rear ended on the Coquihalla Highway. The truck driver was accessed 75% at fault even though the other driver told ICBC he was totally at fault. Kudos to this driver for being so honest.
This is a scary decision for drivers of large rigs. Yes sometimes they are driving slowly but that is for safety. Most professional drivers (unfortunately there are some exceptions) will drive at a safe speed for road conditions and traffic.
They do not have control of what people behind them do. The ICBC adjusters who came up with this bizarre assignment of fault should be put behind the wheel of a big rig and re-enact the situation that led up to this accident. This decision does benefit ICBC in one way. Any increase in insurance premiums will be much greater for the truck driver. If ICBC wants to get paid back as soon as possible for the cost of the accident this assignment of fault is the way to go.
The truck driver is lucky he got rear ended by such an honest individual. Otherwise any appeal to ICBC will be probably hopeless without going to court. If the truck driver ends up with an accident mark on his record it could be a major factor on whether he gets hired or not for a job. It will be even more of a factor if the potential employer has his trucks insured under ICBC's Principal Operator plan rather than the Fleet Plan. URL to the Global News story follows. There is a few seconds of advertising before the video starts.
http://www.globaltvbc.com/video/another+puzzling+icbc+assessment/video.html?v=2127465020#stories/video
This is a scary decision for drivers of large rigs. Yes sometimes they are driving slowly but that is for safety. Most professional drivers (unfortunately there are some exceptions) will drive at a safe speed for road conditions and traffic.
They do not have control of what people behind them do. The ICBC adjusters who came up with this bizarre assignment of fault should be put behind the wheel of a big rig and re-enact the situation that led up to this accident. This decision does benefit ICBC in one way. Any increase in insurance premiums will be much greater for the truck driver. If ICBC wants to get paid back as soon as possible for the cost of the accident this assignment of fault is the way to go.
The truck driver is lucky he got rear ended by such an honest individual. Otherwise any appeal to ICBC will be probably hopeless without going to court. If the truck driver ends up with an accident mark on his record it could be a major factor on whether he gets hired or not for a job. It will be even more of a factor if the potential employer has his trucks insured under ICBC's Principal Operator plan rather than the Fleet Plan. URL to the Global News story follows. There is a few seconds of advertising before the video starts.
http://www.globaltvbc.com/video/another+puzzling+icbc+assessment/video.html?v=2127465020#stories/video