ICBC a mess....

[dontrump]

Most of the areas you mentioned that you felt would save ICBC money are not areas that would save enough to change anything.

SO how is it(whats your expertise) that leads you believe that you know what your opining is the way things are?

[dontrump]

make the salvage part of ICBC a outsource by contract
saving hundreds of millions right there

I bought salvage from ICBC in Vernon for over 12 years; it was the most amazing poorly run, over staffed, over budgeted organization I have ever seen;;

[my5cents]

make the salvage part of ICBC a outsource by contract
saving hundreds of millions right there

I bought salvage from ICBC in Vernon for over 12 years; it was the most amazing poorly run, over staffed, over budgeted organization I have ever seen;;

A clerk, a manager and a tow truck driver ?

[dontrump]

sorry My5Cents I have no idea what your saying or asking per say??
please ask or explain in clearer language

[my5cents]

My5Cents ; closed minds to ideals leads to no change in any system
I cant go through point by point my opinion but you have seriously misunderstood my opinions and ideals

I'm not saying that ICBC doesn't need a shakeup, it needs a major major shakeup.

Then once (if ?) it is fixed there needs to be some way in which ICBC is kept free from medelling from government. (Any government)

The problem with fixing the corporation is that we are talking billions of dollars, cutting back on things that we as lay people think would save lots, save very little in comparison to the amounts needed. Now I'm not saying don't solve any small problems, but attention must be given to major changes like changing how tort is handled. Several provinces have forms of no fault, but I fear with the objections the litigation bar will raise it won't be something a fragile coalition government could enact.

Ironically I expect that if ICBC fails and we get private, in very short order the rates will skyrocket and the private insurance companies will be presenting us with the same option "or else the rates will continue to climb"

[dontrump]

I bought salvage from ICBC in Vernon for over 12 years; it was the most amazing poorly run, over staffed, over budgeted organization I have ever seen;;

A clerk, a manager and a tow truck driver ?

whats your point or post in reference to ??

[maryjane48]

http://www.theprovince.com/news/crime/s ... story.html


a doctor billed icbc for services that never happened under the bclibs watch

[LordEd]

http://www.theprovince.com/news/crime/surrey+chiropractor+found+guilty+defrauding+icbc/14244835/story.html


a doctor billed icbc for services that never happened under the bclibs watch

A doctor that billed ICBC for services that never happened was detected, charged, and convicted during the BC Liberal's watch.

A B.C. Provincial Court judge has found Dr. Maninder Singh Badyal was convicted June 8 of committing fraud over $5,000 for billing the insurance corporation for treatments that were never performed.

Sentencing happened just after their watch.

[marooned]

Context: I am in the UK and the recent reporting on insurance in general (privatized here) is up somewhere between 8% and 15% depending on the age of driver, location in the UK, and the type of car driven.

So 30% over three years is not looking out of step in BC based on international comparisons.

[Carrs Landing Viking]

http://www.theprovince.com/news/crime/surrey+chiropractor+found+guilty+defrauding+icbc/14244835/story.html


a doctor billed icbc for services that never happened under the bclibs watch

This is a case of a chiropractor committing insurance fraud. Nothing what so ever to do with the previous liberal government, other than they were the government of the day.

However this goes to illustrate how insurance fraud impacts everyone of us.

More needs to be done to prevent fraud from taking place on likely a daily basis by people like this chiropractor.

I would think our insurance would be much lower if fraud was stopped dead in its tracks.

[Hassel99]

http://www.theprovince.com/news/crime/surrey+chiropractor+found+guilty+defrauding+icbc/14244835/story.html


a doctor billed icbc for services that never happened under the bclibs watch

And fully prosecuted under that same watch.....but don't let important details get in the way of your agenda.

[lesliepaul]

Another way of money squandered by ICBC is when a person is sent BY ICBC to one of THEIR physicians or specialist and a report is required..........I have heard of $4000.00 bills to ICBC for their time. Please correct me if I am incorrect.

[my5cents]

Another way of money squandered by ICBC is when a person is sent BY ICBC to one of THEIR physicians or specialist and a report is required..........I have heard of $4000.00 bills to ICBC for their time. Please correct me if I am incorrect.

What you are talking about is an IME Independent Medical Exam. It's a procedure that is actually specified in the Insurance (Motor Vehicle) Act Regulations

I don't know what they generally cost but they are a specialized examinations that ICBC can require a claimant to attend.

They are generally used to form part of the evidence to support the prosecution or defence of a claim.

I don't know if the amount you quote is average, high or low. It is an in-depth exam conducted by a specialist in preparation for that specialist to testify to a court regarding the medical evidence uncovered in the exam. Again to the lay person, like other costs and saving that have been discussed, $4000 for a medical exam might sound like a lot, but for example if it reveals a false defendable claim that could be potentially worth $100,000 +/-, it's doesn't sound so bad.

As well it could verify an injury and negate the need to litigate and assist in arriving at a fair settlement.

Again if the IME is required and even if the charge of $4000 is out of line, that is cause to criticize the insurance company ? or the medical profession ? It's not an examination that general practitioners complete, this is a specialized examination by specialists.

[jimmy4321]

The one way besides being a monopoly that money is wasted is through FRAUD.
I'm not talking about the people getting mangled with broken bones etc.
There's NO crash too small to milk if you play your cards right because most feel entitled to the government since they won't get caught, much like welfare fraud, or workers comp to a degree.
Try that with private insurance, they will catch you on that BS, then you are toast.

[dontrump]

The one way besides being a monopoly that money is wasted is through FRAUD.
I'm not talking about the people getting mangled with broken bones etc.
There's NO crash too small to milk if you play your cards right because everyone feels entitled to the government since they won't get caught, much like welfare fraud, or workers comp to a degree.
Try that with private insurance, they will catch you on that BS, then you are toast.

Actually and iam not sticking up for ICBC in general but they have a pretty large sophisticated fraud detection department within ICBC