Dealing with ICBC

Dealing with ICBC

Postby M2015 » Feb 17th, 2018, 11:54 am

Hoping someone can help me, if anyone has experience dealing with icbc. I was in an accident about 8 months ago. I suffered from whiplash and soft tissue injuries. Not looking for a windfall, but what do you think is a fair settlement? The other driver was admittedly 100% at fault
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Re: Dealing with ICBC

Postby TylerM4 » Feb 18th, 2018, 9:10 am

M2015 wrote:Hoping someone can help me, if anyone has experience dealing with icbc. I was in an accident about 8 months ago. I suffered from whiplash and soft tissue injuries. Not looking for a windfall, but what do you think is a fair settlement? The other driver was admittedly 100% at fault


Depends. Have you missed any work as a result? Will there be long lasting pain/damage?

In general terms - Law here is a little different than in the US. You're going to have a hard time getting paid for "pain and suffering". Courts here are reluctant to award compensation for that unless you can prove that it was intentionally inflicted. You'll need to show actual costs or missed earnings to get compensation. Missed work, cost of therapy, etc.

Get a lawyer and press them hard, you may get a few thousand - most of which goes to the lawyer.
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Re: Dealing with ICBC

Postby LTD » Feb 18th, 2018, 9:18 am

if you haven't missed any work then suck it up and quit driving our rates up youre entitled to nothing, if you cant work and have long lasting injuries or have to change your occupation then its a different story

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Re: Dealing with ICBC

Postby JagXKR » Feb 18th, 2018, 10:16 am

The big problem with communist insurance is they are the advocate for you AND the at fault idiot. Another big problem is that they control awards.
Nice for some here to blame the victim for the rates going up. Do you blame a woman for being sexually assaulted? The idiot driver that was 100% at fault should pay through the nose. As you said you aren't looking for a windfall but you need to get a doctor's report. Documents mean everything in court, if you have to go there. Record every day that you hurt and keep a journal.
The Insanely Communist Insurance Collusion does get a lot of scammers so be wary of getting accused of faking. They are the ones raising rates not you.
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Re: Dealing with ICBC

Postby LTD » Feb 18th, 2018, 10:19 am

whiplash is not an injury its insurance fraud suck it up and don't be a leach on the system, and comparing a sexual assault to whiplash is about as low budget as it gets :up:

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Re: Dealing with ICBC

Postby Fancy » Feb 18th, 2018, 10:30 am

Whiplash can be an injury but making comparisons serves no purpose. Having suffered from it myself it does create a problem driving.
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Re: Dealing with ICBC

Postby JagXKR » Feb 18th, 2018, 10:36 am

M2015 there are some that think you are over reacting without any first hand knowledge of the specific situation. I for one am not that obtuse.
Did you have a pre-existing condition? It could change things.

Link

https://islandlaw.ca/icbc-pre-exiting/
Two legal principles that come into play when assessing pre-existing conditions, are the “thin skull” and “crumbling skull” rules.

The thin skull rule is based on the proposition that the person responsible for causing the injuries “must take the victim as they find them”, so it is no defence to say a victim would have suffered less injury if he’d been like an average person and did not have an unusually thin skull. The person causing the injury will be liable for all damages to that individual thin skulled victim.

The “crumbling skull” rule is an application of the principle is that the person who has caused the injuries is only liable for the injuries he or she caused. If a victim had a crumbling skull condition that would have caused the effects they have suffered post accident anyway, the person who caused the accident will not be liable for those effects. However, the person liable for causing the accident will be responsible for aggravating pre-existing conditions.


Look through these articles as there may be something relevant to your particular case.

https://islandlaw.ca/articles
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Re: Dealing with ICBC

Postby Ka-El » Feb 18th, 2018, 10:36 am

TylerM4 wrote:
M2015 wrote:Hoping someone can help me, if anyone has experience dealing with icbc. I was in an accident about 8 months ago. I suffered from whiplash and soft tissue injuries. Not looking for a windfall, but what do you think is a fair settlement? The other driver was admittedly 100% at fault

Get a lawyer and press them hard, you may get a few thousand - most of which goes to the lawyer.

Definitely get a lawyer. There are a number of firms that will not charge you anything up front (link to one option below) but will take a percentage of damages awarded - usually around 30%. Do not deal with ICBC yourself. You'll get burned.


https://www.preszlerlawbc.com/?st-t=bing_%2A
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Re: Dealing with ICBC

Postby Ptolemy Soter » Feb 18th, 2018, 10:42 am

Fancy wrote:Whiplash can be an injury but making comparisons serves no purpose. Having suffered from it myself it does create a problem driving.

I can vouch for that. Saying that it isn’t a real problem is just ignorant.
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Re: Dealing with ICBC

Postby LTD » Feb 18th, 2018, 10:44 am

icbc should do away with whiplash payouts all together if your injuries make you unable to work or cause you to change your occupation its different to many people feel a minor crash entitles them to an easy ten or twenty k its disgusting and is exactly why rates go up every year

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Re: Dealing with ICBC

Postby LTD » Feb 18th, 2018, 10:48 am

Ptolemy Soter wrote:
Fancy wrote:Whiplash can be an injury but making comparisons serves no purpose. Having suffered from it myself it does create a problem driving.

I can vouch for that. Saying that it isn’t a real problem is just ignorant.

theres nothing ignorant about it i to have had it however it goes away its discomfort but it doesn't entitle you to get a big payout i have also got it learning to snowboard should i have sued the ski hill for it
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Re: Dealing with ICBC

Postby Jflem1983 » Feb 18th, 2018, 10:49 am

LTD wrote:icbc should do away with whiplash payouts all together if your injuries make you unable to work or cause you to change your occupation its different to many people feel a minor crash entitles them to an easy ten or twenty k its disgusting and is exactly why rates go up every year




Stop all payouts for injuries. Go fund me has it covered
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You have got to stand for something . Or you will fall for anything "Aaron Tippin"

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Re: Dealing with ICBC

Postby marooned » Feb 18th, 2018, 10:51 am

I was in an accident (T-boned, other driver at fault). I assume you were or are actively receiving treatment for the injuries you received.

I didn't go to a lawyer and instead dealt directly with them. I did document stiffness and pain; this was useful when they called with an offer to settle the claim. They started at a number, I weighed in with reasons why it should be higher, and they agreed. The settlement was just into five figures.

If you are wondering what's happening with your claim, call ICBC toll free and ask.
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Re: Dealing with ICBC

Postby Cactusflower » Feb 18th, 2018, 10:57 am

http://www.cbc.ca/news/canada/british-c ... -1.4539677

Instead of quibbling about whiplash, perhaps some of you should read this link. Do you see yourselves in any of it?
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Re: Dealing with ICBC

Postby Ptolemy Soter » Feb 18th, 2018, 10:59 am

LTD wrote:theres nothing ignorant about it i to have had it however it goes away its discomfort but it doesn't entitle you to get a big payout i have also got it learning to snowboard should i have sued the ski hill for it


It is a problem while it lasts. It can be more or less severe than any other given case.

I am not implying that someone should sue, or get some payout, because of it or otherwise. If someone does make a claim, that doesn’t automatically mean they are attempting to be a fraud. It can be that they simply saw it as more of a problem than it actually was, without trying to be heinous.

Edit: Keep in mind that I’m not saying that the OP shouldn’t make a claim.
Last edited by Ptolemy Soter on Feb 18th, 2018, 11:45 am, edited 1 time in total.
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