'ICBC acted unreasonably': Kelowna man's recording wins over tribunal

[Castanet News]

A Kelowna man who ICBC said shared the blame for a Highway 97 crash managed to shift the narrative in a recent BC Civil Resolution hearing. According to a...

[droynon]

Good for him! ICBC has become a total joke and I'm glad someone called them out and stood up to them.

[squash junky]

well done

[URudolph]

I had a very similar incident a few years ago. I am a retired Commercial truck owner operator. Driving my truck and trailer westbound on Hwy 1 through Chilliwack, I noticed in my rear view mirrors another rapidly approaching truck and trailer. In less than 30-seconds, that vehicle had swiftly moved into the right lane in the small opening that had prevented me from moving to the right lane myself. And as that truck passed mine on the right side, the driver started moving into the left lane before there was clearance to do so. His open deck trailer scraped along the front right side of the cab of my truck, causing more than $20,000 in damages. That incident was a hit and run.

Cutting through the chase, it was my forward facing dash cam recording that saved by butt. Not only did the footage show that the truck and trailer encroached into my lane, there was enough of the image that recorded the license plate of the trailer. I retrieved the footage and downloaded it to a flash drive that was forwarded to the RCMP and, after more than 1-week, the RCMP had identified the trailer's owner (a leasing company) and then through the leasing company identified the leaser of the trailer, who then identified the driver who was operating their truck at that time of day, driving through Chilliwack.

The ICBC Commercial Vehicle manager who was responsible for my file informed me that, based on my statement of fact that was corroborated by the dash cam recording, that also contradicted the other driver's recollection of events, the claim was 100% settled in my favour.
Fortunately, I'd paid an extra premium for "loss of use" coverage, and ICBC paid a truck dealership up front to provide me with a rental replacement until my truck was fully repaired.

The bottom line here is this; I'd suggest everyone should get themselves a forward facing dash camera for their vehicle, regardless of what it is they drive. Without my footage, I would have had to cover the enormous expense of paying a collision deductible, and I would have also been out of pocket for a rental replacement, or worse . . . the loss of about $10,000 in lost revenue.

A good quality single dash cam that has good low light imagery will cost $150 - $400. Other 2-camera systems that include a rear window camera will cost a bit more.

[President123]

So the recording confirms they were both driving like jackass’s? I think it should have stayed at 50/50. The other driver could have been changing lanes first, there is no proof either way. This decision was based off of the CRT believing this guys story more - which is exactly what ICBC is not allowed to do. If you think this is a win against ICBC, wait until you’re the “other driver”

[Glassman3]

It’s in icbc’s interest to make both drivers 50/50 at fault. By doing that, both drivers insurance rates go up and not just the 1 driver who is actually at fault thereby doubling their profit. Icbc adjusters don’t they’re job properly anymore. Unionized overpaid workers

[Nedroj]

Everyone should have a dashcam because ICBC is a scam and will do everything possible to not pay

I got into a pretty bad accident years ago. Luckily I was able to walk away from it with no injuries but the car was wrecked. The ICBC adjuster didnt even look at my car before they gave me my first offer of 6,000$. I know they didnt look at the car because they said it was a base model when in fact it was the top model with almost every single extra option added plus I recently had extensive work done on it covered under warranty.

So i laughed at their offer and informed them of the actual make model and trim level plus all the warranty work and told them to come back with a serious offer.

They came back with 10k offer and I told them to pound sand, They immediately came back with a 15k offer which I accepted.

Get a dashcam and save yourself a lot of hassle. But also make sure every single detail is accurate in your statements or reports. ICBC will use everything they can against you.

[mexi cali]

So the recording confirms they were both driving like jackass’s? I think it should have stayed at 50/50. The other driver could have been changing lanes first, there is no proof either way. This decision was based off of the CRT believing this guys story more - which is exactly what ICBC is not allowed to do. If you think this is a win against ICBC, wait until you’re the “other driver”

That was my takeaway too. A couple of idiots playing chicken causing an accident. Both are guilty.

[jtjf_1]

So the recording confirms they were both driving like jackass’s? I think it should have stayed at 50/50. The other driver could have been changing lanes first, there is no proof either way. This decision was based off of the CRT believing this guys story more - which is exactly what ICBC is not allowed to do. If you think this is a win against ICBC, wait until you’re the “other driver”

That was my takeaway too. A couple of idiots playing chicken causing an accident. Both are guilty.

My takeaway was that ICBC is handing out 50/50 fault to double profits and is doing this without taking any evidence into account or even trying to do their investigative work.

This puts ICBC as the jackass.

[wascobi]

by sharing the blame 50/50, you get equal blame and no one at fault. thats NO FAULT insurance. its not about timely care as they claim. its about both drivers losing their discount and increasing profits.

[Noshortageofdrivers]

ICBC is a legal criminal organization

[HappyHobo]

A good reason for a Dash Cam, After a few such incidents I installed one in all our vehicles.

[lesliepaul]

ICBC ALWAYS tries for the 50/50 blame for obvious reasons already posted here. At least a judge took a different look at this and questioned ICBC..............maybe one day the "wronged" by ICBC see them in the same light as health insurance providers in the U.S. with appropriate accountability applied.

[BCCaps]

by sharing the blame 50/50, you get equal blame and no one at fault. thats NO FAULT insurance. its not about timely care as they claim. its about both drivers losing their discount and increasing profits.

Why do people keep saying this? "No fault" relates to injury claims and has nothing to do with who's at fault in a collision.

[Babba_not_Gump]

And it's stories like this that make me glad I have a dash cam along with a rear facing cam as well.
Should I get into an accident and the other driver is at fault and acts like an *bleep*, he won't find out I have a dash cam until ICBC inform him that he's a liar.