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Re: ICBC: Losses could be $1.3 billion

Postby dogspoiler » Dec 10th, 2018, 8:15 pm

I would like to see Horgan give that gaming money to ICBC instead of where it's going.
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Re: ICBC: Losses could be $1.3 billion

Postby nepal » Dec 26th, 2018, 6:44 am

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Contributors to vehicle accidents that need to be fixed:

1 Driving without tail-lights on at night. Many drivers don’t know how to operate modern headlight switches and have them on the wrong setting. Daytime Running Lights often don’t turn on tail lights, yet some people wrongly use Day Time Running lights at night.Transport Canada needs to change the manufacturing requirement, to automatically turn on the tail lights if the dash lights are on.

2. Fog lights need to automatically reset to the off position each time a vehicle is turned off. Many drivers forget fog lights are on and unnecessarily blind oncoming traffic. (Many drivers don’t know what the dash symbol is for.) Transport Canada needs to make the off reset a manufacturing requirement. Fog lights are also very costly to replace when they burn-out early.

3. Disallow LED bulbs to be installed in non-LED designed low-beam housings, as this often blinds on-coming drivers.

4. Vehicles with balding tires. These vehicles easily go out of control on water-covered pavement. This is very dangerous for oncoming vehicles, who could hit an out-of-control vehicle. This can be part of RCMP roadside duties, to check for tire wear

5. Lines on BC highways are severely inadequat and very often hard to see. In BC there has been a move to environmental water-based paint and away from longer-lasting and durable oil-based paint with reflective powdered glass. (Line painting contractors $love paints that quickly rub-off). Many USA highway markings are far superior to BC highway markings, and often include cat-eyes, as well as bright lines. (Far more rubber wears off tires, than line paint going into the environment)
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Re: ICBC: Losses could be $1.3 billion

Postby dontrump » Dec 26th, 2018, 8:43 am

nepal wrote:.

Contributors to vehicle accidents that need to be fixed:

1 Driving without tail-lights on at night. Many drivers don’t know how to operate modern headlight switches and have them on the wrong setting. Transport Canada needs to change the manufacturing requirement, to automatically turn on the tail lights if the dash lights are on.

2. Fog lights need to automatically reset to the off position each time a vehicle is turned off. Many drivers forget fog lights are on and unnecessarily blind oncoming traffic. (Many drivers don’t know what the dash symbol is for.) Transport Canada needs to make the off reset a manufacturing requirement. Fog lights are also very costly to replace when they burn-out early.

3. Disallow LED bulbs to be installed in non-LED designed low-beam housings, as this often blinds on-coming drivers.

4. Vehicles with balding tires. These vehicles easily go out of control on water-covered pavement. This is very dangerous for oncoming vehicles, who could hit an out-of-control vehicle. This can be part of RCMP roadside duties, to check for tire wear

5. Lines on BC highways are severely inadequat and very often hard to see. In BC there has been a move to environmental water-based paint and away from longer-lasting and durable oil-based paint with reflective powdered glass. (Line painting contractors $love paints that quickly rub-off). Many USA highway markings are far superior to BC highway markings, and often include cat-eyes, as well as bright lines. (Far more rubber wears off tires, than line paint going into the environment)
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1) vehicles nowadays pretty much all have that feature
2)fog lites are not blinding and factory ones do go off when key off
3) in some cases this is true
4)Not near as bad as previous but it already is a cops job to patrol such behaviour
5) Totally agree
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Re: ICBC: Losses could be $1.3 billion

Postby the truth » Dec 26th, 2018, 10:25 am

how the f can icbc not be shut down when they are operating this way 1.3 billion loss :200:
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Re: ICBC: Losses could be $1.3 billion

Postby nepal » Dec 26th, 2018, 10:30 am

dontrump wrote:1) vehicles nowadays pretty much all have that feature..........I’ve recently observed at night new cars driving with Daytime Running Lights on, with no tail-lights. This is very dangerous.
2)fog lites are not blinding and factory ones do go off when key off.........I recently drove a 2018 car, where the fog light switch is manually rotated to the on position and stays on until it is rotated back to off. (car running of course)
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Re: ICBC: Losses could be $1.3 billion

Postby dontrump » Dec 26th, 2018, 1:56 pm

nepal wrote:
dontrump wrote:1) vehicles nowadays pretty much all have that feature..........I’ve recently observed at night new cars driving with Daytime Running Lights on, with no tail-lights. This is very dangerous.
2)fog lites are not blinding and factory ones do go off when key off.........I recently drove a 2018 car, where the fog light switch is manually rotated to the on position and stays on until it is rotated back to off. (car running of course)


Yes its never perfect but in my experience very very few people do this
Fog lamps never come on automatically U also have to turn them on
and on most newer to new vehicles they go off when the ign is switched off

my 2012 2016 and 2018 vehicles (3 different manufacturers) all require manual switch for fog lamps and all go off when ignition is switched off
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Re: ICBC: Losses could be $1.3 billion

Postby Catsumi » Dec 26th, 2018, 5:08 pm

Nepal, good post and couldn't agree more. I absolutely hate those superbright oncoming headlights even as a passenger. Now it is even worse as they stack them so you are blinded by four of them. Whatever happened to courtesy, I wonder?

Road Line painting has been done with watercolor paints in the last few years. An Oldtimer usually has some idea of where lanes are and where stop lines are. A Newbie is a menace on the roads as he has no idea.

Signal turn lights. How do peeps get their DLs when they don't know how and when to use such a basic safety feature?

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Re: ICBC: Losses could be $1.3 billion

Postby Urban Cowboy » Dec 26th, 2018, 6:42 pm

In my opinion one of the issues with lights, if not the most important one, is that they keep building pickups taller and taller, consequently those oncoming lights are far more of an issue than if they were lower down.

I'm assuming there's good reason that semi trucks have their headlights mounted low.

I find the Ford pickups just about the worst offenders, when it comes to blinding people with high mount light overload. I'm waiting for them to design an upcoming model where the whole front grill area is just a solid sea of lights. :swear:

Another biggie is home mechanics who upgrade their lights, but do it incorrectly (not every housing is able to be used with any style of light bulb) and often have no clue how to aim them.
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Re: ICBC: Losses could be $1.3 billion

Postby OKkayak » Dec 26th, 2018, 10:13 pm

nepal wrote:.1 Driving without tail-lights on at night. Many drivers don’t know how to operate modern headlight switches and have them on the wrong setting. Daytime Running Lights often don’t turn on tail lights, yet some people wrongly use Day Time Running lights at night.Transport Canada needs to change the manufacturing requirement, to automatically turn on the tail lights if the dash lights are on.

What has really changed with headlight switches? Nothing really, other than an "Auto" feature. Other than that, you just turn or pull them on. Simple. Illuminated dash lights that come on with DRLs are partly to blame for the confusion with some. Driving without lights isn't anything new, lots of people have done it long before DRLs were even an idea.
nepal wrote:2. Fog lights need to automatically reset to the off position each time a vehicle is turned off. Many drivers forget fog lights are on and unnecessarily blind oncoming traffic. (Many drivers don’t know what the dash symbol is for.) Transport Canada needs to make the off reset a manufacturing requirement. Fog lights are also very costly to replace when they burn-out early.

Fog lights don't blind.
nepal wrote:3. Disallow LED bulbs to be installed in non-LED designed low-beam housings, as this often blinds on-coming drivers.

Agreed.
nepal wrote:4. Vehicles with balding tires. These vehicles easily go out of control on water-covered pavement. This is very dangerous for oncoming vehicles, who could hit an out-of-control vehicle. This can be part of RCMP roadside duties, to check for tire wear

Agreed.
nepal wrote:5. Lines on BC highways are severely inadequat and very often hard to see. In BC there has been a move to environmental water-based paint and away from longer-lasting and durable oil-based paint with reflective powdered glass. (Line painting contractors $love paints that quickly rub-off). Many USA highway markings are far superior to BC highway markings, and often include cat-eyes, as well as bright lines. (Far more rubber wears off tires, than line paint going into the environment)
Agreed.
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Re: ICBC: Losses could be $1.3 billion

Postby dontrump » Dec 27th, 2018, 4:49 pm

nepal wrote:
5. Lines on BC highways are severely inadequate and very often hard to see. In BC there has been a move to environmental water-based paint and away from longer-lasting and durable oil-based paint with reflective powdered glass. (Line painting contractors $love paints that quickly rub-off). Many USA highway markings are far superior to BC highway markings, and often include cat-eyes, as well as bright lines. (Far more rubber wears off tires, than line paint going into the environment)



that's what happens when u get environmental lefty liberal nutballs in charge :swear:

One of my friends is in charge of a lot of the line repainting in BC and your right the companys loves the paint to rub off
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Re: ICBC: Losses could be $1.3 billion

Postby Catsumi » Jan 8th, 2019, 11:52 pm

ICBC pays broker premiums of almost $500 million per year. A couple of the comments at end of article ask the question "why can't renewals be done online?", especially when there are no changes to policy.

https://globalnews.ca/news/4823459/auto ... insurance/
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Re: ICBC: Losses could be $1.3 billion

Postby Urban Cowboy » Jan 9th, 2019, 11:43 am

Catsumi wrote:ICBC pays broker premiums of almost $500 million per year. A couple of the comments at end of article ask the question "why can't renewals be done online?", especially when there are no changes to policy.

https://globalnews.ca/news/4823459/auto ... insurance/


Simple answer to that question, because doing that would rob them of an opportunity to screw us.

Just another example of how resources in BC get wasted, just like when we have to go to the doctor to renew a prescription we've been on for eons. They trust the pharmacists with thousands of drugs, but apparently feel these same persons are not capable of checking blood pressure.
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Re: ICBC: Losses could be $1.3 billion

Postby dontrump » Jan 9th, 2019, 6:36 pm

Urban Cowboy wrote:
Catsumi wrote:ICBC pays broker premiums of almost $500 million per year. A couple of the comments at end of article ask the question "why can't renewals be done online?", especially when there are no changes to policy.

https://globalnews.ca/news/4823459/auto ... insurance/


Simple answer to that question, because doing that would rob them of an opportunity to screw us.

Just another example of how resources in BC get wasted, just like when we have to go to the doctor to renew a prescription we've been on for eons. They trust the pharmacists with thousands of drugs, but apparently feel these same persons are not capable of checking blood pressure.



so because they wont allow us to renew online it is another way to screw us? how so?
I don't get your jab? perhaps its a way our policy could be around 11% cheaper as its apparently that's what they pay
in renewal commissions but theres also a few thousand people whom jobs would be in jeopardy also
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Re: ICBC: Losses could be $1.3 billion

Postby Merry » Jan 10th, 2019, 2:01 am

Urban Cowboy wrote:Just another example of how resources in BC get wasted, just like when we have to go to the doctor to renew a prescription we've been on for eons. They trust the pharmacists with thousands of drugs, but apparently feel these same persons are not capable of checking blood pressure.

Another waste of money is requiring Type 2 diabetics to go for a medical checkup (paid for by ICBC) on a regular basis, even though their condition is stable and has been for years.

My hubby has his Type 2 diabetes well under control, and always has had, yet he gets these requests to go for a checkup on almost an annual basis. Last year he'd just been to see his doc for a prescription renewal and routine checkup when about 2 weeks later one of these medical requests arrived in the mail. So, in order to keep his license he had to make an appointment to go back and see the same doctor he'd only just seen, so that doctor could sign the paper saying he was safe to drive. Cost the system about $75. What a waste of money.

Surely they could adopt a system whereby Doctors let ICBC know if they have a patient whose driving may be affected because their illness has become unstable, instead of conducting routine tests on everyone with a particular diagnosis, regardless of the stability of their condition.

My husband has never had a single incident of not being allowed to drive (for ANY reason) since he was first diagnosed 20 years ago. And I'm sure there are thousands more like him who, simply because they have Type 2 diabetes, are costing the system a small fortune going for unnecessary medicals.
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Re: ICBC: Losses could be $1.3 billion

Postby dontrump » Jan 10th, 2019, 8:42 am

Merry your talking commercial drivers license here R U Note??
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