Traffic Fines based on Income

[my5cents]

Does ICBC still have a point system for when it is time to re-insure your vehicle? Admittedly I haven't had a ticket in 30+ years. Instead of standard points, make it a percentage of the insurance paid. a Ferrari is worth more to insure than a 1986 Toyota Corolla. The more over the limit, the more points. Compound it yearly with a sliding scale and significant penalties, until bingo no licence. Of course many people drive without a licence, so then a little visit to the crowbar hotel. A driver's licence is a privilege, not a right.

ICBC has two surcharges on you driver's license.

Penalty Points Premium https://www.icbc.com/driver-licensing/t ... oints.aspx
and...
Driver Risk Premium https://www.icbc.com/driver-licensing/t ... emium.aspx

Could get expensive

[GordonH]

I see a lot of people living & working in BC with Alberta tags, does anyone actually investigates this or does blinds eye happen.

[my5cents]

I see a lot of people living & working in BC with Alberta tags, does anyone actually investigates this or does blinds eye happen.

Well, actually two different topics.

We're talking about driver's licenses, not vehicle licensing or insurance.

But as for a person not touring in BC (for which they'd have 6 months to switch plates) and having taken up residency in BC for which they have 30 days to switch plates. If pulled over by police and if the cop asks the right questions and the driver tells the cop the truth, he could be charged with failing to register after 30 days. Not likely to happen.

When things get discovered and go sideways is when the Alberta registered (but owner living in BC) vehicle has a claim and approaches their Alberta private auto insurer.

[lesliepaul]

Does ICBC still have a point system for when it is time to re-insure your vehicle? Admittedly I haven't had a ticket in 30+ years. Instead of standard points, make it a percentage of the insurance paid. a Ferrari is worth more to insure than a 1986 Toyota Corolla. The more over the limit, the more points. Compound it yearly with a sliding scale and significant penalties, until bingo no licence. Of course many people drive without a licence, so then a little visit to the crowbar hotel. A driver's licence is a privilege, not a right.

Something about that word "privilege" is demeaning and concerning........politicians or courts like to use it to feel superior over others.

Oxford Dictionarry..........."a special RIGHT or advantage that a particular person or group of people has"

Privilege comes from the Latin privilegium, meaning a law for just one person, a benefit enjoyed by an individual or group beyond what is available to others.

In todays world the word privilege is wrong.........I'm going to stick with "right to drive" that can be lost when certain conditions of the highway traffic act are violated.

.......oh, and please do not say we cannot lose our rights..............WE ARE LOSING THEM EVERYDAY IN THIS COUNTRY!

[BC Landlord]

I see a lot of people living & working in BC with Alberta tags, does anyone actually investigates this or does blinds eye happen.

What's to be investigated? There are so many people (myself included) driving vehicles with AB plates and living here. Nothing illegal about it.

[JLives]

I see a lot of people living & working in BC with Alberta tags, does anyone actually investigates this or does blinds eye happen.

What's to be investigated? There are so many people (myself included) driving vehicles with AB plates and living here. Nothing illegal about it.

Of course you are.

[GordonH]

I see a lot of people living & working in BC with Alberta tags, does anyone actually investigates this or does blinds eye happen.

What's to be investigated? There are so many people (myself included) driving vehicles with AB plates and living here. Nothing illegal about it.

I’m pretty sure if Albertans live in BC you have 90 days to before you need to get both BC drivers license and insure your vehicle with icbc.

[normaM]

yes, I thought so as well Gordon

[harblz]

What's to be investigated? There are so many people (myself included) driving vehicles with AB plates and living here. Nothing illegal about it.

I’m pretty sure if Albertans live in BC you have 90 days to before you need to get both BC drivers license and insure your vehicle with icbc.

90 days for license, 30 days for insurance it appears.

https://www.icbc.com/brochures/Pages/moving-to-BC.aspx

[Patron]

I’m pretty sure if Albertans live in BC you have 90 days to before you need to get both BC drivers license and insure your vehicle with icbc.

90 days for license, 30 days for insurance it appears.

https://www.icbc.com/brochures/Pages/moving-to-BC.aspx

but some scammers seem to think this doesn't apply to them

[BC Landlord]

What's to be investigated? There are so many people (myself included) driving vehicles with AB plates and living here. Nothing illegal about it.

I’m pretty sure if Albertans live in BC you have 90 days to before you need to get both BC drivers license and insure your vehicle with icbc.

And, who is to tell?

[dirtybiker]

Collectively we are so naïve

So what about the negligent driver, the idiot.

• Police refuse to attend if there aren't serious injuries
• The driver gets absolutely no charges (obviously because no police attended)
• Hopefully the ICBC investigation will show you were 100% blameless, stories change, negligent drivers are known to lie. Red lights become green lights. If there's doubts 50/50. You aren't getting help from the cop who didn't show up.

Which is why, if involved in a collision one should not pull over to clear the way. one should
stay put, block traffic as it is. now, make the 911 call for the RC's then, since that traffic
blockage is trapped, go gather witness info
from those blocked.
The police must attend because of the road blockage. Hence a report "must" be filed.

Huge inconvenience to the motoring public caught up in it but, huge difference
in the outcome of how the incident gets resolved fairly as there are more third
party witness' and a trained professional observer taking notes from all that are present.

I call it "cover my own azz, even if an inconvenience to others."

Been screwed over before by pulling out of the way so traffic could continue.
Now one can't get a witness to stop, and a cop will not attend and it turns
into a he said she said scenario. that !

[my5cents]

The major "cost" is not a fine for disobeying the Motor Vehicle Act, it's the breach of insurance coverage that could cost in the tens of thousands.

The term used in the insurance industry is "Post Loss Underwriting". It means an insurance company will sell you insurance on the strength of your say so. ie, I live at,,,,, I use my vehicle for......

THEN when you have a loss, they check all the fact and see if you told the truth when you bought the insurance. You lie, you cry. If you lied when you purchased the insurance or if you lied to them after a loss trying to hide the fact that you lied when you purchased the coverage,,, bye bye insurance coverage.

[my5cents]

Which is why, if involved in a collision one should not pull over to clear the way. one should
stay put, block traffic as it is. now, make the 911 call for the RC's then, since that traffic
blockage is trapped, go gather witness info
from those blocked.
The police must attend because of the road blockage. Hence a report "must" be filed.

Huge inconvenience to the motoring public caught up in it but, huge difference
in the outcome of how the incident gets resolved fairly as there are more third
party witness' and a trained professional observer taking notes from all that are present.

I call it "cover my own azz, even if an inconvenience to others."

Been screwed over before by pulling out of the way so traffic could continue.
Now one can't get a witness to stop, and a cop will not attend and it turns
into a he said she said scenario. that !

I love wives' tales (no offense to wives). If you left you vehicle blocking traffic and refused to move your vehicle, or if it was unmovable and the nature of the collision didn't warrant a police investigation (ie, serious injuries, or criminal offense), the police would attend tell you to move you vehicle, or request a wrecker, tell you to exchange information and off they'd go.

Where did you get the idea, "a report 'must' be filed" ??

[BC Landlord]

The major "cost" is not a fine for disobeying the Motor Vehicle Act, it's the breach of insurance coverage that could cost in the tens of thousands.

The term used in the insurance industry is "Post Loss Underwriting". It means an insurance company will sell you insurance on the strength of your say so. ie, I live at,,,,, I use my vehicle for......

It's always been like that. You get a free pass ("forgiveness") on the first claim, but thereafter your premiums go up, which could be costly, indeed. But, is that really not good enough of a deterrent from violating traffic laws, so that we need to introduce the "income" factor as well? What's the logic here?